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Pricing & fees

How JetPatient gets paid

One fee, added on top of the clinic's price, paid by the patient. The clinic sets its price and receives that price in full. JetPatient adds 15% and that is the entire transaction cost — nothing is deducted from the clinic, and nothing else is added to the patient's total.

The other side of the model

This page describes what the patient pays. Clinics separately license Clinic Portal at a flat $175/month — a software subscription, not a listing fee and not a commission. It does not change with case volume.

Nothing a clinic pays JetPatient varies with the number or value of patients it receives. That is why placement on JetPatient cannot be bought.

1. How a price is built 2. The 15% platform fee 3. What the clinic receives 4. Clinic subscription 5. BNPL financing fees 6. Outcome insurance pricing

1. How a price is built

A clinic sets the price it wants to receive. JetPatient adds 15%, and that is what appears in the marketplace and what the patient pays. On a procedure the clinic prices at $100:

Clinic’s price
Set by the clinic — the amount it wants to receive for the procedure
$100.00
 
JetPatient platform fee
Added on top — covers the marketplace, the AI suite, coordination and trust operations, and absorbs payment processing and any currency conversion
+ $15.00
15.0%
Listed price — what the patient pays
The number shown in the marketplace. There is nothing added at checkout.
$115.00
 
Clinic receives
Its price, in full. Nothing is deducted and no funds are held back.
$100.00
86.96%
JetPatient receives
The platform fee. Payment processing and currency conversion come out of this, not out of the clinic’s payment.
$15.00
13.04%

The percentages differ because the fee is 15% of the clinic’s price, which is 13.04% of the total the patient pays. Both describe the same $15.

2. The 15% platform fee

Fifteen percent of the clinic’s price, added on top, paid by the patient. It is the only transaction fee. It covers the marketplace and Trust Score infrastructure, the AI suite, coordination, the Trip Plan and physician bridge, and clinic verification work.

What comes out of our 15%, not out of the clinic’s payment: card and bank processing costs, and any currency conversion when a clinic settles in a currency other than the one the patient paid in. Historically these were itemised as separate deductions. They are now absorbed into the platform fee, because a clinic quoted $100 should receive $100 and a patient shown $115 should pay $115.

One number, both directions. If you are a patient, the price you see is the price you pay. If you are a clinic, the price you set is the amount you are paid. The 15% sits between those two figures and nowhere else.

3. What the clinic receives

The clinic receives the price it set, in full, settled on its chosen cadence. There is no network fee deducted from the payout, no processing charge passed through, no currency spread, and no outcome reserve withheld.

Every settlement statement shows the same three lines: what the patient paid, the platform fee the patient paid on top, and the clinic’s payout — which equals the price the clinic set.

4. Clinic subscription

Separate from any transaction, and billed monthly to the clinic:

Clinic Portal & marketplace listing
Includes 5 registered users
$175.00
/ month
Each additional user
Beyond the first 5 registered users
$25.00
/ month

A clinic with 8 registered users pays $175 + 3 × $25 = $250 per month. The subscription is never deducted from a patient payment or from a settlement — it is invoiced separately.

7. BNPL financing fees

If you choose to finance through CareCredit, Affirm, Klarna, Splitit, or GreenSky, the BNPL provider sets the interest rate (APR) you'll pay over the term. JetPatient pays the provider a small merchant-side fee (~3-6% depending on provider) — we never charge this to you. The APR you see on the offer is what you pay; what JetPatient pays the provider is invisible to you.

Soft-pull pre-qualification across all 5 providers has no impact on your credit score. You only see offers that have approved you for that specific dollar amount.

8. Outcome insurance pricing

The optional insurance bundle (trip-cancellation + complication-care + outcome-guarantee) is priced at approximately 3.5% of your procedure cost on average. The premium is calculated per-policy by our MGA partner based on procedure type, clinic outcome data, and coverage tier selected.

This premium is a separate charge from the procedure itself — JetPatient does not mark it up. The full premium goes to the underwriter for risk capital.

Why we publish this

The moment JetPatient became merchant of record on every transaction, our fee transparency became a brand asset. Hide the take rate and we look like a credit-card company. Show it and we look like the kind of payments partner you trust with the biggest medical purchase of your life. We chose the second option.

The platform fee is 15% of the clinic’s price, added on top and paid by the patient; the clinic receives its price in full. Payment processing and any currency conversion are absorbed by JetPatient and are not deducted from a clinic payout. The clinic subscription is invoiced separately and is never netted against a settlement. The effective figures appear on every invoice and settlement statement. Last revised 10 August 2026.