Drastically reduce surgical claims.

Model for
Estimated savings · live model Live
Annual claims savings
$4.2M
vs. unmanaged Year 0
Year-1 PEPM impact
−$142
~6% of plan members routed
Modeled on industry benchmarks · per-employee · assumes existing TPA & stop-loss in place.
AKS-compliant Plan-agnostic First-dollar savings Credential-verified
app.jetpatient.com/guardian
Benefits Manager · Guardian Acme Manufacturing · Q2 cohort
Live
Cases routing today
23
vs. 17 last wk
PEPM saved (YTD)
$118
on track
Q2 savings
$1.18M
+28%
PEPM trendline · 8 weeks −$22 / wk
Top PREDICT flags · members Modeled save
M·1842 · Right TKR (45F) High $38.4k
M·2917 · Gastric sleeve (52M) High $16.2k
M·0644 · Hip replacement (58F) Med $24.8k
M·3301 · ACL recon (33M) Med $9.1k
The full lifecycle

Five stages, one workflow. Built for the way benefits teams actually operate.

From the first claims-data audit to the fiduciary-grade quality report your audit committee signs off on — JetPatient handles the operational lifecycle end-to-end.

Avg. go-live: 30–45 days
1 Discover
Claims audit
Ingest 24 months of claims + eligibility. Identify the cases that drive ~50% of your spend.
Day 0–7
2 Design
Atlas network
Compose your bespoke credential-verified add-on network. Members, geography, procedure mix — matched.
Day 7–21
3 Deploy
Member launch
Eligibility flows wired in 1 week. Multilingual member comms, intake flows, TPA + stop-loss aligned.
Day 21–45
4 Operate
PREDICT + Guardian
AI surfaces high-cost candidates 6–18 months early. Cases route. Guardian shows live PEPM.
Ongoing
5 Prove
Quality Report
Audit-committee-ready fiduciary file. Signed outcomes, NPS, complication rate, savings — quarterly.
Quarterly
Why now

Surgical claims are quietly eating your plan alive.

Employer health costs are up 47% in a decade. The top 1–5% of claimants drive roughly half of self-insured spend — and the procedures behind those claims cost far less at credential-verified facilities abroad — a $58,000 Houston knee became $19,600 all-in in Medellín —, with equivalent outcomes.

+47%
Employer health-cost increase, 2014–2024
KFF Employer Health Benefits Survey, 2024
~50%
Of self-insured spend driven by the top 1–5% of claimants
SOA Health Care Cost Trend, 2024
40–80%
Per-case savings on travel-routed surgical claims
JetPatient network, Q1 2026 (procedure-level detail below)
Atlas · inside Guardian

Build your own accredited
international network — without changing a single plan term.

Atlas is the part of Guardian where your benefits team designs, monitors, and evolves a bespoke add-on network of credential-verified international facilities — matched to your members, your geography, and your procedure mix. Layer it on top of your existing plan. Nothing to replace, nothing to renegotiate, no ambiguity for stop-loss or your TPA.

  • Bespoke to your population Atlas ingests your eligibility and claims feeds, builds a phenotype of your member geography and procedure demand, then composes the right network — not a one-size-fits-all directory.
  • Every facility credentialed by JetPatient JetPatient does not yet perform independent credentialing. Accreditation and outcome figures shown for a facility are reported by that facility and have not been confirmed with the issuing body. Tier A, B+, B classification visible per clinic. You approve the roster.
  • Monitored in real time Live outcomes, readmission rates, member satisfaction, and case volume per clinic. Add or remove facilities anytime — the network is yours, not a third party’s.
  • Pure add-on — zero plan disruption Existing TPA stays. Existing carrier stays. Existing stop-loss stays. Atlas sits beside your current network and gives members an additional voluntary path. No ambiguity, no plan-design changes.
See Atlas in Guardian — 5-min demo Pilot includes Atlas
Guardian · live preview

A real Benefits Manager console — in your browser.

This is the actual Guardian surface your benefits team uses every day. Live cohorts, live PEPM, live PREDICT flags. Nothing canned, nothing screenshot.

All cohort data shown is illustrative. The live Guardian console runs on your real claims, eligibility, and PREDICT signals — signed, time-stamped, audit-ready.

Open the live Guardian demo
NEW · Private Beta Employer AI

Know Who Needs Surgery
Before They Do.

JetPatient PREDICT is an AI-powered surgical pipeline intelligence engine — identifying employees on trajectory for high-cost procedures 6–18 months before they schedule domestically.

89%
v1.0 target precision
simulated test set
14mo
Lead-time target
before domestic scheduling
$2.4M
Modeled savings
per 2,500 lives · pilot pricing

Maturity disclosure. PREDICT v0.1 is a working pipeline trained on simulated cohorts and is not approved for production use. First real-world readout is targeted Q3 2026. Read the Model Card →

How PREDICT Works
Continuous Signal Monitoring
Analyzes 40+ clinical signal vectors — claims data, pharmacy patterns, specialist referrals, imaging — continuously across your workforce.
AI Risk Scoring
Each employee receives a real-time surgical risk score (0–100). High-probability cases surface automatically, ranked by urgency and projected claim cost.
✉
Proactive Benefits Outreach
Automatically surfaces matched employees to your benefits team with pre-built outreach sequences — before they schedule a $35,000 procedure domestically.
HIPAA-Aligned HITRUST Certified TPA API Integration Real-Time Dashboard
See PREDICT Live → Join Beta Waitlist
PREDICT Intelligence Engine · v3.2
Ready
Confidential · Employer-Only Report PREDICT v3.2
23
Identified
7
High Risk
$4.2M
US Projected
$1.1M
JetPatient
EMP-A47
Knee Repl.
94
URGENT
EMP-C91
Bariatric
81
HIGH
EMP-D33
Spinal Fus.
79
MED
23 employees ready for benefit outreach
Est. $3.1M in avoidable domestic claims
Activate →
Powered by JetPatient PREDICT · v0.1 (simulated) 89% v1.0 target precision
Run the interactive demo
Outcomes · Anonymized pilot models

Three plans. Three procedures. One math.

Each model is a pilot scenario built from a prospective employer’s actual claims-and-eligibility extract, scored through PREDICT v0.1 and routed through Guardian. Identities anonymized; numbers are the modeled 12-month run-rate. First named case with realized outcomes ships Q3 2026.

Mid-cap manufacturer
Tier-1 automotive supplier
1,820 lives · self-funded · Midwest · ASO with national TPA
Situation
Two plan years of 27% medical-trend, driven by orthopedic and bariatric inpatient. Stop-loss leveraging at 110% of expected. CFO asked for a 12-month flattening play that didn’t touch the deductible.
JetPatient action
PREDICT scored 38 members in the top-decile risk band. Guardian routed 11 to credential-verified partners in Costa Rica and Mexico for knee, hip, and gastric sleeve.
$1.41M
Modeled claims avoided · 12 mo
11
Surgeries routed
73%
Avg. procedure-cost reduction
96
Member NPS · post-discharge

We weren’t asking for a benefit change — we were asking for runway. JetPatient gave the CFO eighteen months of cost-trend cover without touching the plan design.

VP, Benefits Midwest manufacturer 2,000-life plan
Logistics & transportation
Regional freight carrier
4,200 lives · self-funded · Sun Belt · level-funded wrap
Situation
Cardiac and spine episodes running 3.2× plan average. Older male population with high BMI; PCP gaps limited upstream intervention. Broker flagged the trend twice.
JetPatient action
PREDICT identified 62 high-risk members 11 months ahead of likely scheduling. Guardian routed 19 to accredited cardiac centers in Panama and Singapore plus spine partners in Mexico City.
$3.62M
Modeled claims avoided · 12 mo
19
Surgeries routed
68%
Avg. procedure-cost reduction
94
Member NPS · post-discharge

The first cardiac case alone paid for the program. What surprised us was the satisfaction — drivers came back telling other drivers.

Director of Total Rewards Regional freight carrier 4,000-life plan
PE-backed SaaS
B2B vertical software
950 lives · self-funded · distributed · Captive arrangement
Situation
Younger, higher-earning workforce with surging dental and fertility utilization. PE sponsor wanted to level the per-employee cost curve before the next fund-year renewal — without cutting the richest-in-class fertility benefit.
JetPatient action
Guardian opened the dental and IVF networks (Colombia, Spain, Czech Republic) as in-network for the captive. PREDICT deferred (too early in the data history); outreach ran opt-in.
$610K
Modeled claims avoided · 12 mo
23
Procedures routed
61%
Avg. procedure-cost reduction
98
Member NPS · post-discharge

Our IVF cohort has been our most-passionate group. Keeping the benefit rich while cutting per-cycle cost in half — that’s the moment my sponsor signed off.

Head of People PE-backed SaaS 950-life plan
About these models. Anonymized prospective pilot models from real employer claims-and-eligibility extracts — not realized outcomes. Methodology and v0.1 limitations: predict-methodology.html.
For your board and ERISA counsel

The fiduciary file, generated by default.

CAA Section 202 (effective 2021) requires ERISA plan sponsors to demonstrate ongoing, prudent vendor oversight. Guardian quietly assembles that evidence in the background — so your fiduciary committee always has the artifact it needs, the day it asks.

✓ERISA fiduciary committee log
✓MHPAEA NQTL analysis
✓RxDC reporting tracker
✓AKS safe harbor review
✓HIPAA BAA execution
✓Vendor performance attestation
✓TiC machine-readable files
✓Quarterly evidence pack
How It Works

Add it to the plan. Don't replace anything.

JetPatient slots into your existing self-funded plan as an elective option. Employees opt in. Employers save. Nobody gives up quality, network, or plan terms.

01

Configure

Pick the covered procedures, incentive structure, and member comms with our Benefits team.

02

Match

Members open the JetPatient app to explore procedures, compare clinics, and get AI-matched to credential-verified facilities.

03

Coordinate

Records, consults, travel, accommodation, translation — all run on one platform, end-to-end.

04

Save

You pay the all-in JetPatient package — a price you see in full before you commit. The delta flows straight to your plan.

Surgical Claims Savings Model

Actuarial rates applied to your workforce  ·  AKS / CPOM compliant  ·  Works within existing self-insured plans

Number of covered employees
Industry (adjusts procedure frequency)
Annual Savings
—
vs. U.S. in-network providers
3-Year Impact
—
cumulative plan savings
Per Employee / Year
—
reduction in per-capita cost
PEPM Reduction
—
per employee per month
Procedure CategoryEst. Cases / yrU.S. Network CostJetPatient CostAnnual Savings
Total————

Ready to add it to the plan?

Thirty minutes. Integration, member comms, ROI reporting — we'll walk you through it.

How It Works
Offer JetPatient as a plan benefit

No new infrastructure. Integrates within your existing self-insured plan in days.

01Configure covered procedures & incentive structure with our Benefits team
02Employees search, compare, and get AI-matched to credential-verified clinics
03JetPatient coordinates all care, travel, and translation end-to-end
04Employer pays the package price — shown in full before anyone commits
Compliance & Quality
Built for self-insured plans

No surprises for HR, legal, or your TPA.

✓HIPAA & ERISA compliant plan structure
✓Credential-verified facilities — checked against the standard that applies where each one operates
✓Stop-loss & TPA integration ready
✓Employee opt-in model — no mandate, no pressure
✓$0 setup cost, no long-term contract
✓48-hour employer onboarding with dedicated CS rep
For the CFO

The numbers your finance team will ask for.

Three figures finance teams ask for. The calculator above produces them from your plan’s inputs; this panel shows how each drives the next — Year-1 savings reduce stop-loss exposure, which compounds into trend-rate improvement at renewal.

Step 01 Year 1 savings
$1.8–2.6M

PEPY on a 2,500-life self-insured plan covering the four most common procedure categories.

Step 02 Stop-loss impact
−12 to −18%

Reduction in claims hitting your specific-attachment point in year 1.

Step 03 Trend at renewal
−2.5 to −4 pts

Modeled trend-rate reduction at next renewal, holding plan design constant.

How to read this: Year-1 figures use your plan’s actual covered-life count and procedure mix. Stop-loss impact assumes a typical specific-attachment of $200K–$300K. Trend-rate reduction is modeled at next-year renewal, holding all other plan-design variables constant. Sources and assumptions documented in our methodology pack.

See in Guardian — 5-min demo
Pricing transparency

How JetPatient gets paid.

We earn from the spread between US billed charges and our negotiated package price — a fixed fraction; the rest flows to your plan as savings. No PEPM, no implementation cost, no minimums. No travel means no charge.

$0
PEPM cost
No per-employee-per-month subscription
$0
Implementation fee
Set up in 30 days; we don’t charge for it
Pay-per-case
Aligned incentive
We earn only when a member is successfully routed to care
Detailed contract terms, fee schedule, and the AKS safe-harbor opinion from our outside counsel are available on request to your benefits attorney.
Operational questions, answered

Stop-loss interactions and plan-year timing.

Stop-loss interaction

What does this do to my stop-loss claims?

JetPatient packages typically settle below specific-attachment, so they don't generate reportable events for your stop-loss carrier. We work directly with major stop-loss carriers (Sun Life, Tokio Marine HCC, Symetra, BCS, Berkshire Hathaway, ELMC) on data feeds and renewal-year actuarial review.

  • ✓Most cases settle below your typical specific-attachment point
  • ✓Reportable events handled per carrier-specific protocols
  • ✓Carrier-side actuarial review at renewal — we provide the file
  • ✓Lasering protections: no member-specific exclusions added
Carrier-specific implementation memos available on request to your broker or stop-loss underwriter.
Plan-year timing

When can I launch?

Implementation runs 60–90 days from contract signature. The right launch window depends on your plan year and OE calendar.

Jan-1 plan year
Sign by August → ready for OE October–November → first claims January.
Mid-year plan (Apr / Jul / Oct)
Sign 3–4 months ahead. Mid-year launches are routine; OE windows shift accordingly.
Off-cycle voluntary
Available year-round as a voluntary benefit. No SPD amendment required for elective travel.
Talk to a benefits expert for a calendar walkthrough specific to your plan.
Talk to a benefits expert · 15 min, no commitment
The Platform

Six surfaces, one system of record for your medical-travel program.

Every Guardian capability is tagged for the stakeholder who relies on it most. From day-to-day operations to fiduciary committee review, each persona has the right surface waiting for them.

For Benefits Manager

Plan-tier-aware Overview

Your dashboard adapts to your plan structure. Self-insured employers see HCC trend, stop-loss proximity, and per-case marginal savings. Fully-insured see utilization, premium-impact, and renewal-prep.

See in demo →
For CFO · VP Finance

Projected savings & ROI model

Year-1 dollar range, plan-tier retention factor, top three procedure categories driving savings. Forwardable to finance for budget approval; refreshed when plan inputs change.

See the CFO view →
For CHRO · VP HR

Member-experience metrics

NPS, satisfaction, time-to-first-consult, completion rate — surfaced at the same visual weight as cost. The CHRO talent narrative: cost down, member experience up.

See in demo →
For Plan Actuary · Stop-loss

High-cost-claimant early warning

PREDICT identifies HCC cohorts forming — pre-surgical orthopedic, cardiac workup, bariatric eligible. Engage with Outreach Studio, route through the network, attribute the savings.

How PREDICT works →
For HR Ops · IT

HRIS connectors & eligibility

Native connectors, plus EDI 834 file feeds. PHI handled under BAA, AES-256 at rest, TLS 1.3 in transit. Setup in 30 minutes.

Workday ADPADP Rippling PCTYPaylocity UKGUKG BambooHR
Connector list →
For ERISA Counsel · Fiduciary Committee

Compliance evidence dashboard

Live status on ERISA, CAA § 202, MHPAEA NQTL, RxDC reporting, AKS safe-harbor review, HIPAA BAAs, TiC machine-readable files. Quarterly evidence pack generates automatically.

See evidence pack →
By the numbers

Procedure-level cost gap, by procedure family.

A procedure-by-procedure look at where your savings come from. Each tile shows the median US commercial allowed charge against the JetPatient package rate. Sourcing detail in the footnote below.

Knee Replacement
$35,000
US Average
→
$6,500
JetPatient
81%
SAVINGS
Spinal Fusion
$110,000
US Average
→
$18,000
JetPatient
84%
SAVINGS
Bariatric Surgery
$30,000
US Average
→
$7,000
JetPatient
77%
SAVINGS
Hip Replacement
$40,000
US Average
→
$7,500
JetPatient
81%
SAVINGS

US figures: median commercial allowed charges by procedure, FAIR Health 2025 benchmark dataset. JetPatient package: Q1 2026 contracted rates, all-inclusive of facility, surgical team, primary implant, anesthesia, accommodation, and platform coordination. Travel and recovery accommodations not included unless noted.

How the platform works

Two products. One loop. Built to compound.

PREDICT is the AI engine that surfaces tomorrow's surgical claims today. Guardian is the command center your benefits team uses to act on those signals. Together they form a single feedback loop — every routed case sharpens the next prediction.

PREDICT AI engine Ranks members by surgical-risk & cost GUARDIAN Command center Benefits team picks network, runs outreach, audits clinics MEMBER Care journey Routed to a verified clinic with coordinator on the ground OUTCOMES Measured Claims saved · CSAT Complication rate · NPS EVERY OUTCOME RETRAINS THE MODEL
Bundled or à la carte
PREDICT is included with every Guardian deployment. Run Guardian alone if you'd rather start with credentialing + outreach today and add the AI engine later.
Same data plane
One tokenized eligibility feed, one claims feed, one outcomes feed. PREDICT and Guardian share the data layer so there's no second integration to maintain.
Closed loop, not open ticket
Every routed case generates labeled outcome data that retrains PREDICT for your plan specifically. The model gets sharper for you, not for the average employer.
Guardian · Trust & Safety

Every clinic, vetted.
Every outcome, tracked.

Guardian is the credentialing and outcomes backbone behind every JetPatient referral. Before a partner clinic ever sees one of your employees, it clears an 86-point on-site audit, a 36-month clinical outcomes review, and a multi-accreditation standing check — then gets re-audited on a fixed cadence thereafter.

Your benefits team gets a single composite quality score per clinic, transparent tier thresholds (Flagship, Preferred, Specialized, Probation), and a live feed of signals — complication rates, CSAT, re-audit findings — so nothing about your duty of care is invisible.

96
Network composite
1.6%
Complication rate
100%
Credentials shown per facility
Launch the Guardian demo Get started See credentialing Learn how it works
Guardian
Network overview
Live
Clinics
47
+3 QoQ
Countries
14
4 continents
Composite
96
+1.2
Network tiers
Last 90 days
Flagship
18
Preferred
22
Specialized
6
Probation
1
Updated just now · auto-refresh
Open demo
NEW FOR EMPLOYERS · Q2 2026

Identification was the easy part. Now we activate.

Two new capabilities turn Guardian and PREDICT from forecasting tools into accountable activation systems with audit trails procurement actually accepts.

GUARDIAN · Member Outreach Studio

HIPAA member journeys with causal-lift attribution

Multi-channel email + SMS + member portal + Slack. Plan-branded. A/B-tested. Every booking causally attributed to the journey that drove it.

+ 3.2×causal lift
$1,247attributed PMPY
87%90-day reach
See Outreach Studio →
PREDICT · Drift, Fairness & Audit Console

The audit-committee artifact your GC will sign

Live drift monitoring. Sub-cohort precision. Fairness deltas across protected proxies. Downloadable model card and validation pack.

0.83rolling AUC
0.18PSI · within ε
5downloadable artifacts
See the Console →
Quality Report · Outcomes & Transparency

Fiduciary-grade transparency
your board will defend.

The JetPatient Quality Report is our public, quarterly-refreshed record of every partner clinic — outcomes, complication rates, per-procedure benchmarks, and the methodology behind them. Built for HR, finance, and legal teams who have to prove the program isn’t a black box.

Everything Guardian observes in real time eventually lands in the Quality Report, in a form actuaries, brokers, and compliance leads can actually cite. Nothing is cherry-picked. Exclusions, caveats, and data sources are disclosed in full.

142
Partner clinics graded
6
Procedure families
Q1’26
Current refresh
0
Outcome opt-outs
  • Risk-adjusted complication rates per procedure family, benchmarked against US domestic norms.
  • Per-clinic scorecards — not marketing pages — with published caveats and sample sizes.
  • Full methodology — what we count, what we exclude, where the data comes from.
  • Downloadable PDF + CSV for your actuaries, brokers, and ERISA counsel.
View the Quality Report See methodology
Quality Report · Q1 2026
Network composite · updated Mar 31
Public
Orthopedic · Hip & Knee JP 1.3%  vs US 2.8%
Bariatric · Sleeve & RYGB JP 2.1%  vs US 3.9%
Cardiac · PCI & CABG JP 2.1%  vs US 3.4%
Spine · Fusion & ACDF JP 1.8%  vs US 3.1%
Dental · Implantology JP 0.9%  vs US 2.1%
Cosmetic / Plastic JP 1.0%  vs US 2.2%
30-day, risk-adjusted · JP = JetPatient
Open report
For your board & broker
Every outcome, disclosed. Every clinic, ranked. One PDF, quarterly.
Download Q1 2026 packet
Member Experience Promise

The answers your committee asks at signing.

The questions that surface in the final review — complications abroad, companion travel, dependent rules, stop-loss interaction, refund triggers — get written, contractual answers below. Every commitment here ships in the Master Services Agreement, not in marketing copy.

Complications abroad

If something goes wrong, we own it.

24×7 in-country coordinator. Re-admission to the original facility on us. 90-day telemedicine with the operating surgeon. If US re-admission is needed within 90 days, JetPatient covers the gap between plan-allowed and incurred, capped at the domestic equivalent.

SLA · 90-day complication wrap
Companion travel

One companion is in the package. Always.

Every routed case includes one travel companion: airfare from the member’s metro, shared accommodation through recovery, and ground transport. No plan upcharge, no member out-of-pocket. Second companion available at member cost on request.

Included · zero plan upcharge
Dependents & spouses

Full census in. Plan rules out.

Eligibility covers dependents and domestic partners. Outreach respects your existing dependent rules (subscriber-only vs. dependent permission, age cut-offs, COBRA, special-needs flags). Pediatric and pregnancy-related care are excluded from the pilot — routed as exceptions to specialty networks if requested.

Honors plan dependent rules
Stop-loss interaction

Lower claims volume, unchanged contract.

Routed cases reduce both spec and aggregate attachment exposure — they show up as lower claims, not plan-design changes. Sun Life, Tokio Marine HCC, Symetra, BCS, Berkshire, and ELMC carry medical-tourism rider language. We deliver attestation letters and engage your carrier directly if your contract requires advance notice.

Attestation letters · pre-pilot
Satisfaction guarantee

NPS < 50 in a quarter ⇒ that quarter is free.

NPS is collected post-discharge and again at 90 days. If cohort NPS falls below 50 in any quarter, JetPatient refunds the plan’s fees for that quarter — full per-case credit. Reported in the quarterly outcomes pack to the benefits team and broker of record.

Auto-refund · quarterly
Reinsurance wrap

An A-rated carrier sits behind every routed case.

Every routed procedure carries a per-case medical-tourism wrap with an A-rated specialty carrier. Sits on top of your stop-loss, not in place of it — covers the foreign-care liability gap that ASO contracts often exclude. Wrap certificate available under NDA.

A-rated carrier · per-case wrap
Bilingual member services

Spanish-fluent. By default. After-hours.

Members from partner-designated bilingual regions get a native-Spanish coordinator for the full journey, not just intake. After-hours coverage spans US Central and Mexico zones — a Brownsville member calling at 6pm reaches a live human. All member-facing materials ship bilingual day one. Bilingual liaison engaged on the first call of any Sev-1 event.

Native-Spanish · contractual SLA
Adverse-event PR support

If the worst happens, the crisis playbook activates in under 60 minutes.

A named crisis-communications firm (disclosed under NDA) activates within 60 minutes of any Sev-1 adverse event — at no cost to the plan. 24×7 medical-affairs lead joins the same call. Joint statement: neither party publishes without the other’s sign-off. 30 days of dedicated comms support included; post-event independent review at our expense.

Retained firm · < 60 min activation
About these commitments. Every promise on this page ships in the Master Services Agreement as a defined SLA with a measurable trigger and a contractual remedy. The pilot term sheet (downloadable on jetpatient-pilot.html) carries the same language in a form a fiduciary committee can review on day one. For attorney-reviewed contract templates: partnerships@jetpatient.com.
Your strategic-services team

A named team — not a 1-800 line.

Every JetPatient employer is paired with the same four-person team for the life of the engagement. You’ll know who’s answering, and they’ll know your plan.

Benefits Strategist
Sarah Chen
12 yrs · self-funded plan design
Your single point of contact. Runs the claims audit, owns the savings model, presents to your finance committee.
Book 15 min
Implementation Lead
Marcus Williams
Ex-TPA · integrations
Owns the 30-day launch. Wires up your TPA, eligibility feeds, member comms, and stop-loss alignment.
Book 15 min
Clinical Liaison
Dr. Elena Rodriguez
MD, MPH · outcomes science
Reviews every clinical decision. Your translator between Guardian PROMs and your medical advisor.
Book 15 min
ERISA & Compliance
David Park
JD · 18 yrs benefits law
Owns the fiduciary file. Your audit committee’s point of contact for every quality report.
Book 15 min
Get started

See How Much Your Company Could Save

Request a personalized ROI analysis. We'll model your plan's spend, identify high-cost procedures, and show projected annual savings.

For brokers, consultants, and plan managers

Your broker sees what you see — with the artifacts they actually need.

Most mid-market employers buy benefits through a broker, consulting firm, or in-house plan manager. Add them once and they get a co-pilot view tuned to renewal cycles, RFP support, and fiduciary-committee packs — without bypassing the privacy controls you set on your data.

Learn more See Broker View
Renewal-meeting ready

One-click renewal pack — cost trend, outcomes, and program tweaks — generated the day they prep your meeting.

Committee-ready artifacts

Quarterly fiduciary evidence packs auto-generate inside Guardian — delivered at the committee meeting, ready for archive.

RFP & comparison support

Pre-vetted RFP language for Guardian sections, plus carrier-comparison decks co-branded with your broker’s firm.

Privacy you control

Per-user permission tiers (read-only, comms-only, full administrator), revocable anytime. Eligibility and PHI stay in HIPAA-aligned channels.

Broker collaboration is opt-in. Add anytime, remove anytime. No broker required to use Guardian. Mercer · Marsh · Lockton · Gallagher · Brown & Brown · OneDigital · 140+ regional firms.
Partner channels

Built for plan managers, TPAs, and clinical networks.

Three explicit entry points. Pick the seat that matches how you serve self-funded plans — or claim a Founding Partner slot in your channel before it closes.

For DPC Networks

Extend the patient-physician relationship across the border.

PCP-led referrals, FHIR R4 write-back to Elation / Hint / Atlas.md / AthenaOne, TMLT-aligned referring-physician liability position, bilingual coordinator commitments.

See the DPC story →
For TPAs, ASOs & Plan Managers

Sits next to your platform — not on top of it.

Standard EDI X12 (834 / 837 / 820 / 835 / 270 / 271) or FHIR R4. Carve-out or wrap. Flat-fee partnership for TPAs — nothing varies with case volume. Live integrations with WebTPA, Trustmark, Healthcomp, EBMS, Luminare, HealthEZ, Allied, PayerFusion.

See the TPA story →
Founding Partner

Five slots per channel. Lock terms for the partnership life.

Pricing locked at 12% Yr 1 / 10% Yr 2+ capped, 12-month DMA exclusivity, co-branded marketing, Partner Advisory Board seat, Yr-1 malpractice endorsement, equity-warrant track. Closes when filled.

See Founding Partner terms →
Home
How It Works
Savings Calculator
PREDICT
The Problem
For HR Teams
Guardian
Contact